Money Benefits Available
Workers’ compensation is a complex system of regulations that seeks a balance between the needs of employers and workers. It pays for some things, such as medical care and psychological care required for an injury, and it seeks to compensate you for lost pay, life expenses and damage to your career.
Because it is a compromise between worker needs and employer needs, workers’ compensation does not compensate for pain and suffering, as a personal injury lawsuit might.
Atlanta Disability Benefits Attorneys
Under workers’ compensation, there are three classes of money benefits:
1. Temporary Total Disability (TTD)
This entitles you to a weekly benefit check equal to two-thirds of your average weekly wage. You can receive TTD payments for up to 400 weeks from the time you were injured. There is a cap on TTD weekly benefits of $500.
2. Temporary Partial Disability (TPD)
This benefit is for people whose ability to work has been reduced by injury and who are now working in a lighter-duty job for less pay. If you meet this description, you may be entitled to a weekly benefit equal to two-thirds (66 percent) of the difference between your average weekly wage before the accident and your weekly wage on the lighter-duty job now. This payment may be made up to 350 weeks from the time you were injured. There is a cap on TPD benefits of $334 per week.
3. Permanent Partial Disability (PPD)
Your physician may give you an impairment rating or percentage of disability, in accordance with American Medical Association guidelines. If you are given this kind of rating and are not receiving TTD or TPD, you are entitled to receive weekly PPD benefits equal to the payment you would get for TTD. How long you can receive these benefits depends on the percentage of impairment and what body parts are affected. The formula for calculating your exact benefit is complicated, but Tillman & Associates will be happy to make that calculation for you.
About Catastrophic Conditions
Workers’ compensation benefits, even for permanent disability, are not designed to continue forever. Benefits usually stop at 400 weeks. There is an exception for individuals suffering from catastrophic conditions — injuries that are so severe that the injured worker could qualify for Social Security Disability benefits. Catastrophic conditions include spinal cord injuries, brain injuries, severe burns and total blindness. If your injuries are designated catastrophic, there is no limit to the number of weeks you can receive benefits.
Call Tillman & Associates To Learn More About Your Money Benefits
Understand the work disability benefits available in Georgia. Call the Atlanta workers’ comp lawyers at Tillman & Associates at 404-315-0000, toll free 800-743-3994, or drop us a brief description using this online form.