On the surface, no, you can’t file a workers’ compensation claim simply because you are bitten by a mosquito. No insurance carrier is going to pay out because your mosquito bite — or a few bites — are itchy and uncomfortable. Perhaps if a swarm of mosquitoes bite you and you are reacting to that or are too swollen to do your job, then mosquito bites warrant a claim.
At the same time, what happens after a mosquito bite could lead to an illness that warrants workers’ compensation. Mosquitoes are reportedly the top insect carrier of disease to humans worldwide. One report indicated that more than a million people die every year from diseases carried by mosquitoes. Some of these diseases include malaria, West Nile, Chikungunya virus and Zika.
Most people believe that mosquito-borne illnesses are a problem for international locations, but there are plenty of reports of these illnesses in the United States. The Centers for Disease Control and Prevention estimate that 1.5 million or more West Nile Virus infections haven’t even been reported; it knows of over 36,000 cases since 2014 that were reported.
In many cases, mosquito-borne diseases are more likely in the warmer, more humid climates of the south, and Georgia is no exception. When working outside, it’s a good idea to protect yourself from insect bites with appropriate repellent and clothing. While you shouldn’t be alarmed if you are bitten by a mosquito, if you have any symptoms of illness shortly after being bitten, it’s helpful to let your medical staff know of the bite.
If you become ill and medical staff link it to a mosquito bite you obtained during work, then you might be able to seek a workers’ compensation payment. Working with an experienced lawyer on your claim can help you understand what you need to do to bolster success for your claim.
Source: American Mosquito Control Association, “Mosquito-Borne Diseases,” accessed June 24, 2016